Should You Refinance? Check Out Our List of Tips!

Dave Ratti
Dave Ratti
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    • Home
    • About Us
      • Reviews
      • Careers
      • Our Team
    • Loan Programs
      • All
      • Lock and Shop
      • Touchless
      • 1st Time Home Buyers
      • Refinancing
      • Home Improvement Loans
      • Self-Employed Loans
      • Veteran Loan Programs
      • Renovation Loans
    • Resources
    • Blog
    • Contact Us

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Dog Friendly Mortgage

Do It for the dogs!

When you Stop Renting and Buy Your Own Home, you can build wealth, and even give your dog a little piece of heaven!  

In as little as 30-45 days, you could be moving into your own home and stop putting money in your landlord's pocket!  Your dog will thank you too!

Get Started
First time home buyers

First Time Home Buyer Programs

Your American Dream Is Waiting...

Are you ready to experience the American Dream of owning your own home?  The experts at The Ratti Lending Team at Envoy Mortgage can help you determine which mortgage loan programs will work best for your situation.


Many of these programs are designed to help you:


  • get pre-qualified, 
  • get down payment assistance, 
  • access local and national mortgage grants, and 
  • reduce down payments and closing costs


National first time home buyer programs are available in all 50 states and offer flexible guidelines that can help you.  These programs include FHA, VA, Conventional and USDA loans.


The Maryland DHCD offers mortgage and financial assistance programs designed to make home ownership more accessible for first-time home buyers. These programs and their requirements change frequently, so be sure to ask your Ratti Lending Team loan professional for more details. 




Learn More

Hurry!  Now is the best time to get pre-qualified and start shopping for your new home!  Choose the Loan Officer you'd like to work with or simply Get Pre-Qualified now to see how much home you can afford to buy!

Get Pre-Qualified Now!

Free Resources

Check out our free guides to:

  • Buying a Home in 4 Easy Steps
  • Refinancing Checklist 

View Free Guides

David Ratti, Branch Manager - Ratti Lending Team @ Envoy Mortgage
Phone:  410-707-5825  |  NMLS #532652

 

  © Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. | Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend | www.envoymortgage.com | 

  Office: 667-223-1900 |  820 Ritchie Highway, Suite 210 Severna Park, MD 21146 

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