Contact Our Team Today!

We believe that getting a mortgage loan should be an easy process.  

We have over 30 years experience and have structured deals to accommodate every type of 

borrower, home, and scenario you can imagine.  There is no comparison to that kind of experience!

That's why we have a 99.7% closing ratio!

If you are a Realtor, Builder, or Consumer, we would love to educate you to help you achieve your goals!  

Reach out to us and we'll 'coach you up' and get you closed!

Contact Us

David Ratti, Branch Manager - 

Ratti Lending Team @ Envoy Mortgage  
102 Solomon’s Island Road, Annapolis MD 21401 

Phone:   410-707-5825


Loan Officer NMLS #532652

10496 Katy Freeway, Suite 250 Houston, Texas 77043 

 (713) 977-8005 

Equal Housing Lender 

NMLS: 6666

Ratti Lending @ Envoy Mortgage

102 Solomons Island Road, Annapolis, Maryland 21401, United States

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The Ratti Lending Team @ Envoy Mortgage

102 Solomon’s Island Road, Annapolis, MD 21401

Office: (667) 223-1900