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Dave Ratti
Dave Ratti
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    • Home
    • About Us
      • Reviews
      • Careers
      • Our Team
      • Our Partners
    • Loan Programs
      • NEW715
      • TDG
      • All
      • Lock and Shop
      • Touchless
      • 1st Time Home Buyers
      • Refinancing
      • Home Improvement Loans
      • Self-Employed Loans
      • Veteran Loan Programs
      • Renovation Loans
    • Resources
    • Blog
    • Contact Us

  • Home
  • About Us
    • Reviews
    • Careers
    • Our Team
    • Our Partners
  • Loan Programs
    • NEW715
    • TDG
    • All
    • Lock and Shop
    • Touchless
    • 1st Time Home Buyers
    • Refinancing
    • Home Improvement Loans
    • Self-Employed Loans
    • Veteran Loan Programs
    • Renovation Loans
  • Resources
  • Blog
  • Contact Us

Home Improvement Loans

Home renovation loan

Why Wait to Enjoy Your Home?

Unique financing options now allow you to create the home of your dreams without emptying your reserves!    Our home improvement loans offer you flexibility and freedom with some of the lowest rates ever!  


  • Better than the old HELOCs - you get a low fixed rate!
  • Only one payment, bundled in with your mortgage
  • No current equity needed
  • Loan can be based on the value AFTER repairs 
  • Increase your home's resale value
  • No cash out of pocket!

kitchen renovation financing

Renovation Loans Made Easy

 Get the money you need to remodel your home today!  

  • Build an addition, add a garage!
  • Add a second story to an existing house
  • Update a kitchen or bath


Need a contractor?  

We can refer you to reputable contractors that have utilized this financing to help their clients achieve their home improvement dreams!  Reach out today and let us help you create the home of your dreams!

Start Remodeling Now!

Don't wait to create the home of your dreams!  

Contact your loan officer to discuss your project and get started with your remodeling project now!

Start the Process

David Ratti, Branch Manager - Ratti Lending Team @ Envoy Mortgage
Phone:  410-707-5825  |  NMLS #532652

 

  © Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. | Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend | www.envoymortgage.com | 

  Office: 667-223-1900 |  820 Ritchie Highway, Suite 210 Severna Park, MD 21146 

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