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Dave Ratti
Dave Ratti
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    • Home
    • About Us
      • Reviews
      • Careers
      • Our Team
      • Our Partners
    • Loan Programs
      • NEW715
      • TDG
      • All
      • Lock and Shop
      • Touchless
      • 1st Time Home Buyers
      • Refinancing
      • Home Improvement Loans
      • Self-Employed Loans
      • Veteran Loan Programs
      • Renovation Loans
    • Resources
    • Blog
    • Contact Us

  • Home
  • About Us
    • Reviews
    • Careers
    • Our Team
    • Our Partners
  • Loan Programs
    • NEW715
    • TDG
    • All
    • Lock and Shop
    • Touchless
    • 1st Time Home Buyers
    • Refinancing
    • Home Improvement Loans
    • Self-Employed Loans
    • Veteran Loan Programs
    • Renovation Loans
  • Resources
  • Blog
  • Contact Us
lock and shop mortgage rate

new! lock & shop rate program

Our new LOCK & SHOP program makes it easy to get pre-qualified, LOCK your rate, and shop for a home in 90 days!  That takes the stress off of you and the entire process!

Get Started Now

lock now & shop later

Apply Online

Get pre-qualified online in less than 5 minutes or contact your Loan Officer directly!

Lock Your Rate

With rates rising, you can lock your rate for up to 90 days!  That gives you plenty of time to shop for a new home and potentially avoid stressful bidding wars!

Secure

Upload documents easily and securely from your phone.

Call or Click with a Button

Real time notifications and easy communication, throughout every step of the process.

Estimate & Budget

Our APP offers you a variety of mortgage calculators to help you budget and estimate costs and down payment options.

Close the deal

Our proprietary e-close process allows you sign and buy virtually!

Two Ways to Get Started!

Contact Your Loan Officer Directly or Apply Online in Minutes

Get Started Today

Got Questions?

Send us a message and a member of our team will reach out to you with answers!

Send a message

David Ratti, Branch Manager - Ratti Lending Team @ Envoy Mortgage
Phone:  410-707-5825  |  NMLS #532652

 

  © Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. | Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend | www.envoymortgage.com | 

  Office: 667-223-1900 |  820 Ritchie Highway, Suite 210 Severna Park, MD 21146 

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