Need help finding a home? We would be happy to refer you to a trusted Realtor.

Dave Ratti
Dave Ratti
  • Home
  • About Us
    • Reviews
    • Careers
    • Our Team
    • Our Partners
  • Loan Programs
    • NEW715
    • TDG
    • All
    • Lock and Shop
    • Touchless
    • 1st Time Home Buyers
    • Refinancing
    • Home Improvement Loans
    • Self-Employed Loans
    • Veteran Loan Programs
    • Renovation Loans
  • Resources
  • Blog
  • Contact Us
  • More
    • Home
    • About Us
      • Reviews
      • Careers
      • Our Team
      • Our Partners
    • Loan Programs
      • NEW715
      • TDG
      • All
      • Lock and Shop
      • Touchless
      • 1st Time Home Buyers
      • Refinancing
      • Home Improvement Loans
      • Self-Employed Loans
      • Veteran Loan Programs
      • Renovation Loans
    • Resources
    • Blog
    • Contact Us

  • Home
  • About Us
    • Reviews
    • Careers
    • Our Team
    • Our Partners
  • Loan Programs
    • NEW715
    • TDG
    • All
    • Lock and Shop
    • Touchless
    • 1st Time Home Buyers
    • Refinancing
    • Home Improvement Loans
    • Self-Employed Loans
    • Veteran Loan Programs
    • Renovation Loans
  • Resources
  • Blog
  • Contact Us

get pre-approved in minutes!

Apply Now

nick taylor

Nick Taylor Envoy Mortgage

Contact Me Today!

Call Now:   667-223-1904

Nick.Taylor@EnvoyMortgage.com

NMLS #2172184

About Me

Nick has a passion for guiding people on their financial journey.  After graduating from Towson University, with a Bachelors Degree in Financial Planning, Nick served as a Registered Wealth Management Client Associate for a nationally ranked Forbes Top 100 Wealth Advisor, and the #1 wealth management team in Maryland.  In this role, Nick worked with high net worth and high-profile clientele and utilized care and discretion in handling private financial matters.


Nick saw an opportunity to transition to a new role, within the financial industry, to use his financial background to assist people with often the biggest financial decision of their lives, namely mortgage and financing requirements.  In this role, Nick has the opportunity to work personally with each client to understand their financial goals and help them pursue their dreams for both home and lifestyle.  


By partnering with the Ratti Lending Team at Envoy Mortgage, Nick has a depth of resources and experience to provide lending services to strategic partners and their clients.  His team specializes in renovation loans, jumbo loans, and waterfront homes.  He also works with many first-time home buyers who are just realizing the financial power of owning their own home.  


Nick specializes in strategic partnerships with Accountants, Estate Planning Attorneys, Financial Planners, Realtors, and Home Builders to help their clients achieve their goals.


Online Testimonials & Reviews

Follow Me

Linkedin

Instagram: @rattilending

get started

Apply Now

Questions? Call me!

Download the App

It only takes about 10 minutes to see how much home you qualify to buy!  Get ready to start house shopping!




Apply Now

Download the App

Questions? Call me!

Download the App

Our App allows you to connect your bank statements, tax records, and income documents right from your phone.  You can securely scan and upload docs and get your loan ready for closing!


Download the App

Questions? Call me!

Questions? Call me!

Questions? Call me!

Reach out now and get answers to your questions!





Call Nick Taylor

What Do You Want To Do?

Purchase A Home

Refinance My Home Loan

Purchase A Home

Our easy online mobile-friendly loan application will give you the answers you need in just 15 minutes!

Get Started

Renovate A Home

Refinance My Home Loan

Purchase A Home

The cash you need for major home improvements based on the FUTURE value of your home.  

Learn More

Refinance My Home Loan

Refinance My Home Loan

Refinance My Home Loan

We offer quick closings and great rates!  Create your account and get answers in 15 minutes!

Get Answers Now

raving fans & reviews

Contact nick taylor

We can't wait to hear from you!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

The Ratti Lending Team

820 Ritchie Highway, Suite 210 Severna Park, MD 21146, United States

Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

By Appointment

Sun

By Appointment

envoy mortgage

lock & shop now!

NEW PROGRAM!

With rising interest rates, now is a great time to lock your rate.  This new program allows you to lock your rate and shop for a home up to 90 Days!  Don't wait!  Learn more to get started!

Get Started

David Ratti, Branch Manager - Ratti Lending Team @ Envoy Mortgage
Phone:  410-707-5825  |  NMLS #532652

 

  © Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. | Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend | www.envoymortgage.com | 

  Office: 667-223-1900 |  820 Ritchie Highway, Suite 210 Severna Park, MD 21146 

Licensing and legal information | Privacy Policy |Terms and conditions

CIP Disclosure | NMLS Consumer Access |Mortgage Disclosure Act Notice


 © 2018 Ratti Lending Team at Envoy Mortgage

 We strive to maintain accessibility standards for all.  We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.

  • SCOOP
  • Refinance Workshop
  • Refinance Now
  • Reviews
  • Careers
  • NEW715
  • TDG
  • Lock and Shop
  • Contact Us
  • Get Pre-Qualified
  • Cost Analysis

Cookie Policy

This website uses cookies. By continuing to use this site, you accept our use of cookies.

Accept & Close