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Dave Ratti
Dave Ratti
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  • Home
  • About Us
    • Reviews
    • Careers
    • Our Team
    • Our Partners
  • Loan Programs
    • NEW715
    • TDG
    • All
    • Lock and Shop
    • Touchless
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    • Refinancing
    • Home Improvement Loans
    • Self-Employed Loans
    • Veteran Loan Programs
    • Renovation Loans
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  • Contact Us

Get Started Today with New Home Improvement Loan Programs!

Why wait to enjoy the home you’ve always dreamed of?   Are you balancing your wants and needs and thinking about tapping into your reserves for renovation costs?  Let us help you explore your options!


Your home is likely one of your biggest investments. So, when you're ready to make home improvements, we offer home improvement loans that allow you to create the home of your dreams without emptying your reserves! Often, these improvements will increase your resale value and provide you a more rewarding living experience for years to come! 


The Ratti Lending Team provides:

  • NEW Renovation Loan Programs with benefits including:
  • Financing for larger home improvement projects at a low fixed interest rate.
  • Financing, bundled in with your mortgage, so there is only one payment.
  • Better programs than the old HELOCs because your payment doesn’t change as interest rates rise.
  • No current equity needed!  Loan can be based on the future value of the home, after improvements are made!
  • In most cases, you get the money you need, with no cash out of your pocket!
  • Remodeling financing to allow you to enjoy your home now.


Why Wait? Create Your Dream Home Today!

The Ratti Lending Team can help you explore how much money you can get to finance those large home improvement projects like:


  • Home Additions
  • Kitchen Renovations
  • Adding Bathrooms
  • Creating a First Floor Master Suite
  • Adding an In-Law Suite
  • and More!


apply now

Free Guide to Renovation Loans

Learn everything you need to know about renovation financing, 

from the Pros at The Ratti Lending Team!

Download PDF

David Ratti, Branch Manager - Ratti Lending Team @ Envoy Mortgage
Phone:  410-707-5825  |  NMLS #532652

 

  © Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. | Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend | www.envoymortgage.com | 

  Office: 667-223-1900 |  820 Ritchie Highway, Suite 210 Severna Park, MD 21146 

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