thinking about renovating your home?

Why wait to enjoy the home you’ve always dreamed of? 

Your home is likely one of your biggest investments. So, when you're ready to make home improvements, we offer home improvement loans that allow you to create the home of your dreams without emptying your reserves! Often, these improvements will increase your resale value and provide you a more rewarding living experience for years to come! 

The Ratti Lending Team provides:

• NEW Renovation Loan Programs with benefits including:
• Financing for larger home improvement projects at a low fixed interest rate.
• Financing, bundled in with your mortgage, so there is only one payment.
• Better programs than the old HELOCs because your payment doesn’t change as interest rates rise.
• No current equity needed!  Loan can be based on the value of the home, after improvements are made!
• In most cases, you get the money you need, with no cash out of your pocket!
• Remodeling financing to allow you to enjoy your home now.