Need help finding a home? We would be happy to refer you to a trusted Realtor.

Dave Ratti
Dave Ratti
  • Home
  • About Us
    • Reviews
    • Careers
    • Our Team
    • Our Partners
  • Loan Programs
    • NEW715
    • TDG
    • All
    • Lock and Shop
    • Touchless
    • 1st Time Home Buyers
    • Refinancing
    • Home Improvement Loans
    • Self-Employed Loans
    • Veteran Loan Programs
    • Renovation Loans
  • Resources
  • Blog
  • Contact Us
  • More
    • Home
    • About Us
      • Reviews
      • Careers
      • Our Team
      • Our Partners
    • Loan Programs
      • NEW715
      • TDG
      • All
      • Lock and Shop
      • Touchless
      • 1st Time Home Buyers
      • Refinancing
      • Home Improvement Loans
      • Self-Employed Loans
      • Veteran Loan Programs
      • Renovation Loans
    • Resources
    • Blog
    • Contact Us

  • Home
  • About Us
    • Reviews
    • Careers
    • Our Team
    • Our Partners
  • Loan Programs
    • NEW715
    • TDG
    • All
    • Lock and Shop
    • Touchless
    • 1st Time Home Buyers
    • Refinancing
    • Home Improvement Loans
    • Self-Employed Loans
    • Veteran Loan Programs
    • Renovation Loans
  • Resources
  • Blog
  • Contact Us
lady preapproved for mortgage

get pre-qualified in minutes!

Our touchless mortgage process makes it easy to get pre-qualified, upload documents, communicate, and move into your new home in a safe environment!  Already working with a team member?  Contact your loan officer directly!

Get Started Now

touchless Mortgage

Apply Online

Get pre-qualified online in less than 5 minutes or contact your Loan Officer directly!

Secure

Upload documents easily and securely from your phone.

Call or Click with a Button

Real time notifications and easy communication, throughout every step of the process.

Estimate & Budget

Our APP offers you a variety of mortgage calculators to help you budget and estimate costs and down payment options.

Close the deal

Our proprietary e-close process allows you sign and buy virtually!

Two Ways to Get Started!

Contact Your Loan Officer Directly or Apply Online in Minutes

Get Started Today

Got Questions?

Send us a message and a member of our team will reach out to you with answers!

Send a message

David Ratti, Branch Manager - Ratti Lending Team @ Envoy Mortgage
Phone:  410-707-5825  |  NMLS #532652

 

  © Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved. | Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend | www.envoymortgage.com | 

  Office: 667-223-1900 |  820 Ritchie Highway, Suite 210 Severna Park, MD 21146 

Licensing and legal information | Privacy Policy |Terms and conditions

CIP Disclosure | NMLS Consumer Access |Mortgage Disclosure Act Notice


 © 2018 Ratti Lending Team at Envoy Mortgage

 We strive to maintain accessibility standards for all.  We are currently working on updating our website, but please feel free to reach out to us directly if you have any questions or need assistance.

  • SCOOP
  • Refinance Workshop
  • Refinance Now
  • Reviews
  • Careers
  • NEW715
  • TDG
  • Lock and Shop
  • Contact Us
  • Get Pre-Qualified
  • Cost Analysis

Cookie Policy

This website uses cookies. By continuing to use this site, you accept our use of cookies.

Accept & Close